Archive for May, 2006

Eliminating Debt: The Dave Ramsey Way

Tuesday, May 16th, 2006

There are many ways to pay down your credit card debt. Over the course of the next few weeks, I am going to share the different methods espoused by the various financial experts out there. Today, I'll explore the system that helped reduce my account balance to zero: Dave Ramsey's ...

Save Your Pennies. Don’t Pinch Them.

Tuesday, May 16th, 2006

This is not a blog about being overly frugal. You won't catch me posting ways to make your own household cleaners. I won't talk about the great deals I got at this last weekend's flea market over near the drive-in that's next door to the interstate. And I'm not going ...

Dr. Phil & Suze Orman Got Me Thinking. (No, really. They did.)

Sunday, May 14th, 2006

Years ago, I caught an episode of Dr. Phil. On it, he was talking to an overweight woman who was talking about yet another diet that proved to be unsuccessful. She listed off all the healthy foods that she was eating and yet she fell off the diet because she ...

Minimum Payments=Financial Slavery

Saturday, May 13th, 2006

If you can't pay your credit card off at the end of the month, at least try to pay more than the minimum payment. This way you won't be tied to a payment for years. Additionally, you might end up saving thousands of dollars in interest. Take a quick glance ...

5 Ways To Save: New Wave

Friday, May 12th, 2006

It had to have been easier to save money twenty, thirty, forty or more years ago based on two simple facts: 1) There were simply not as many convenient options for consumers and 2) Thanks to online banking, credit cards, debit cards and the internet, fools and their money part ...

5 Ways To Save: Old School

Friday, May 12th, 2006

I am always trying to think of ways that I can continue to cut my own budget. Below are five ways to save--the old school way; 1. Ah. The Great Television Debate Analyze your television viewing habits and figure out if you really need all nine hundred and eighty-four channels on ...

Interesting Article on Bankruptcy

Thursday, May 11th, 2006

Click here to read an interesting article re: bankruptcy. Towards the end of the article, the author mentions that bankruptcies are, among other things, fueled by too much credit card debt and interest rates that spike higher than 30% for making even one late payment. She also mentions that people are ...