Archive for May, 2006

Tips for Using Craigslist

Thursday, May 11th, 2006

CraigsList is a wonderful way to get rid of junk, but there are some simple actions you should take to avoid getting ripped off--or worse. Here are some simple tips for selling things on Craigslist: 1. Never wait for the person alone. If you are having the person pick up your ...

You Have to Want To Get Out of Debt

Thursday, May 11th, 2006

If you are on a limited income, but you want to get out of debt, build your savings, and explore investment opportunities down the road, one simple fact remains: You have to want to make more money. SELL YOUR THINGS Part of getting out of debt or removing yourself from a ...

Use Your Piggy Bank

Wednesday, May 10th, 2006

This is a novel idea, but it helped illustrate exactly how much money I was spending on any given "luxury." (And by "luxury," I mean anything that I could do without.) As you are tracking your spending, you will probably realize some trouble spots in which you seem to hemorrhage ...

Clarify “Financial Freedom”

Wednesday, May 10th, 2006

Look. This isn't a blog designed to give you tips for the latest investing strategy. This isn't a blog designed to talk about the hottest or the coolest real estate markets in the country. This isn't a blog designed to help you get rich or grow wealthy. Its purpose is ...

Budget For Gifts

Tuesday, May 9th, 2006

When developing a monthly spending plan and trying to nail down that budget, many people often forget to list "gifts" as a line item in their budget. The reality is that, come December, many people are going to spend--and overspend--because they didn't take the previous twelve months planning for Christmas ...

Pay Off Debt Or Contribute To Emergency Fund?

Monday, May 8th, 2006

Many people are often stuck, not knowing whether they should pay off their debt or contribute to their emergency fund. The short answer to this question is: DO. BOTH. NOW. The long answer to this question: If you don't focus on saving money for that emergency, then what happens when you ...

Other Online Savings Accounts

Monday, May 8th, 2006

Many of you have brought it to my attention that there are a few other options for online savings accounts which have higher annual percentage yields than my Orange Savings Account at ING. I was aware of this and decided not to go with HSBCDirect or GMACBank.com for my own ...