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  • Archive for January, 2008

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    Establishing Financial Goals, part 2

    Friday, January 11th, 2008

    Last week, we explored the importance of setting life-changing goals, rather than setting yet another New Year Resolution. Of all the different aspects that lead to achieving your goals, the single most important step is to establish clear tasks that relate to each objective. An important component of this is to create tasks and objectives […]

    Debt: It Takes its Toll

    Wednesday, January 9th, 2008

    Many people view a moderate amount of debt as something that is a necessary–and at times even helpful–aspect of modern American living. The upside of debt exists. Credit cards do aid in getting us out of financial fixes or short-term emergencies. For some, it even allows them to live a life that is slightly out […]

    January 2008: How to Start a Savings Plan

    Monday, January 7th, 2008

    Months ago when I was trying to get out from under what little debt I had, I was trying to find a plan of action to follow to get my spending under control. Here we are, almost a year later, and I have been able to do it. Unfortunately, I had to spend too much […]

    Toss Out Your Resolutions: Create Goals Instead, part 1.

    Friday, January 4th, 2008

    This month, we’ll explore the idea of tossing out financial resolutions.
    Instead, we’ll focus on how to create feasible financial goals.
     
    New Year’s Resolutions fail. People plan them on a whim moments before the New Year, commit themselves to “make it happen” this year and, three weeks in, the “resolutions” are put away on a rear […]

    Debt Reduction Strategies for the New Year

    Wednesday, January 2nd, 2008

    This is the time of year when the entire Western World is engaged in defining the new “resolutions” by which individuals will live their lives. As you can see from my New Year’s Eve post, throw your resolutions away. Instead, establish goals. Develop strategies and tasks to meet these goals. In short, make a plan. […]

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