Archive for June, 2008

Back to Basics: The Debt Snowball

Monday, June 30th, 2008

With this ongoing housing crisis and credit crunch, it's time to for Americans to get back to basics. Over the course of the next few weeks, I am going to re-post some helpful tips to help us refocus our efforts and reload our savings accounts. I know that there are dissenters ...

Inexpensive Way to Cool Down

Tuesday, June 24th, 2008

Summer is upon us and most of the United States have suffered from major heat waves over the course of these past few weeks. With the arrival of summer, the arrival of sky-high electric bills are just around the corner. I have friends and family who have air conditioning units ...

Financial Stress: Keep the Communication Open

Friday, June 20th, 2008

Being in a relationship is hard work--and when you bring money and financial stress into the relationship, doubly so! In this difficult time, it is important to work on keeping the communication open. DON'T HIDE SECRETS All too often, communication seems to break down when it comes to financial decisions. Wives keep ...

I Still Aim for “No Spending Days”

Wednesday, June 18th, 2008

Back when I started this blog in April of 2006, I would use every chance I could to have a "no spending day." It was a game I played with myself first developed out of financial necessity. Once the financial dust settled, it became something that I continued to this ...

The Latte Factor: What’s the Lesson?

Monday, June 16th, 2008

From time-to-time, there is a lot of debate as to whether David Bach's copyrighted "Latte Factor" really adds up to substantial savings. His argument is this: If Americans cut out the small vices in their lives, they would end up saving upwards of $1,000,000 over the course of their lives. ...

Sigh. I’ve gone green.

Thursday, June 12th, 2008

I have never been too much of an environmentalist. I like the outdoors and have spent my childhood and early adult years camping, hiking, and fishing. I have always had a profound respect for the outdoors and have considered ourselves to be stewards of the planet. But, to me, environmentalists ...

Design a Savings Plan for You

Tuesday, June 10th, 2008

Months ago when I was trying to get out from under what little debt I had, I was trying to find a plan of action to follow to get my spending under control. Here we are, almost a year later, and I have been able to do it. Unfortunately, I ...