Archive for the ‘Credit Cards’ Category

College Students & Responsible Credit Card Use

Tuesday, August 22nd, 2006

Although not my primary audience, this post is for recent high school graduates who, in a mere matter of days, will be heading off to college to embark on the inagural days of their adult lives. During orientation, there will probably be a local bank on hand to help you open ...

Credit Cards: 0% Balance Transfer

Saturday, July 22nd, 2006

I have read from many other bloggers about doing a balance transfer to get that 0% rate. As you know, I am actually working on maintaining a zero balance in my own life. However, for those of you who are looking to research credit cards and apply for another one, ...

The Credit Card Trap Continues

Friday, June 9th, 2006

There comes a time when you have to say, "Enough is enough." I sometimes feel like a lone wolf in the wilderness howling against the continuation of the credit card trap. These cards dangle carrot after carrot in front of your face hoping to get you to lunge forward and ...

Reduce Your Credit Card Payments

Wednesday, May 17th, 2006

In addition to calling your automobile insurance company to make sure you are getting the lowest possible rate, you should also place a call into your credit card company and ask that they reduce your APR. If you are a long-time customer and have been in good standing with them ...

Minimum Payments=Financial Slavery

Saturday, May 13th, 2006

If you can't pay your credit card off at the end of the month, at least try to pay more than the minimum payment. This way you won't be tied to a payment for years. Additionally, you might end up saving thousands of dollars in interest. Take a quick glance ...