Archive for the ‘Debt’ Category

Another Type Of PF Blog: Putting It Out For All To See

Wednesday, August 9th, 2006

I love the personal finance blogging community because of the diverse approaches to financial blogging. While I tend to talk about issues that can help you save money, I don't get into the details of my personal financial situation. (I just don't feel that comfortable having those details out there ...

Avoid Quick Cash Loans, Pay Day Loans and Cash Advances

Friday, August 4th, 2006

When you're unemployed, these cash call overnight loans look like the only option. When money is tough the quick loans and cash advance commercials are incredibly attractive. Images of smiling men and women of all races and ages describe to you in upbeat voices how great it was that a ...

Debt, Spending, and Saving

Wednesday, June 28th, 2006

This blog was established for those who are stumbling into the world of personal finance. I know this is a common discovery for men and women in their 20s, but it's also a common experience for men and women in their 30s, 40s, 50s, and 60s. In each decade of ...

Great Article on Financial Solvency

Thursday, June 15th, 2006

Honestly, my point of this blog is to help people wake up and throw off the shackles of credit card debt or a "spend-everything-as-you-go" lifestyle. I came across the The Not-A-Millionaire guide to financial security on CNN.com. The author details some of the points that I try to pound home week-after-week. The ...

The Credit Card Trap Continues

Friday, June 9th, 2006

There comes a time when you have to say, "Enough is enough." I sometimes feel like a lone wolf in the wilderness howling against the continuation of the credit card trap. These cards dangle carrot after carrot in front of your face hoping to get you to lunge forward and ...

Eliminating Debt: The Dave Ramsey Way

Tuesday, May 16th, 2006

There are many ways to pay down your credit card debt. Over the course of the next few weeks, I am going to share the different methods espoused by the various financial experts out there. Today, I'll explore the system that helped reduce my account balance to zero: Dave Ramsey's ...

Pay Off Debt Or Contribute To Emergency Fund?

Monday, May 8th, 2006

Many people are often stuck, not knowing whether they should pay off their debt or contribute to their emergency fund. The short answer to this question is: DO. BOTH. NOW. The long answer to this question: If you don't focus on saving money for that emergency, then what happens when you ...