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Emergency Fund

Eliminating Debt: An Emergency Fund Helps

This is the third post in my series of debt elimination. In my first two posts, I wrote about the importance of keeping a spending log and facing the entirety of your debt head-on. Inherent in any serious attempt at eliminating your debt is making sure that you have some sort of emergency fund. This […]

Organize Your Finances In Case of Emergency

Would you be prepared to pull your life together following a natural disaster?
A quick glance at the map and you can suggest which natural disaster silently stalks the region, waiting to pounce. The Southeast finds itself victim to hurricanes, the Northeast to unbelievable blizzards that can bring cities to their knees. The Midwest […]

Debt Panic and Budget Busters

There’s been a lot of talk around the blogosphere lately about the Expensive Unplanned Event. In reading these posts, I’m reminded of a quote by Suze Orman (paraphrased): Problems don’t cause a lack of money. A lack of money causes problems.
In the past couple of days, stories of budget busters have appeared in the blogosphere. […]

It’s Always Earthquake Season

As we find ourselves knee deep in Hurricane Season, I remind my fellow Californians (and Pacific Coasters and–apparently–Gulf Coasters) that it’s always earthquake season. Please take a moment and visit the Red Cross website and pull together a kit that might be helpful in an emergency.When you’re pulling together you’re kit, remember that one of […]

Unemployment Strikes Again

I haven’t been posting much lately because, well, unemployment strikes again. The oft-wonderful, oft-cruel working world bestows job security on some and constant employment uncertainty on others. For those involved in the non-profit sector (and even then, those who work for the smaller non-profit agencies), long-term employment is not always a reality. Although I loved […]

Money Problems Get You Down?

I stumbled into the world of personal finance blogging because, years ago, I needed to get a better understanding of my own finances. At that time, I felt that I had no control over my life. My days unfurled in front of me at an accelerated pace. And each day was filled with the same […]

Debt, Spending, and Saving

This blog was established for those who are stumbling into the world of personal finance. I know this is a common discovery for men and women in their 20s, but it’s also a common experience for men and women in their 30s, 40s, 50s, and 60s. In each decade of life, the rug can be […]