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Emergency Fund

Great Article on Financial Solvency

Honestly, my point of this blog is to help people wake up and throw off the shackles of credit card debt or a “spend-everything-as-you-go” lifestyle.
I came across the The Not-A-Millionaire guide to financial security on CNN.com. The author details some of the points that I try to pound home week-after-week.
The author talks about the following:

Have […]

My Newest Addiction: “Deadliest Catch” on The Discovery Channel

I know I am an insomniac. And I know I have an addictive personality. The “Deadliest Catch” converges these two negative aspects of my personality creating the perfect storm.
The “Deadliest Catch” on the Discovery Channel doesn’t aide me in my quest to get some shut eye. Inevitably, every Tuesday night at 1:30 AM, I catch […]

I Am Merely the First Step

Please understand that my little blog, this little corner of my life and this little patch of electronic ether on the internet is but merely the first step on your way to getting your financial life in order. It’s about understanding exactly where you stand financially. Whether you’re a recent college grad who is entering […]

What To Do With My Raise?

I found out last week that I will be getting a slight pay increase. Of course, since I work in the non-profit sector, this isn’t a staggering amount of money. However, applying a heightened level of discipline to handling future paychecks pays off in the long run. As a general rule, I have a three-pronged […]

Dr. Phil & Suze Orman Got Me Thinking. (No, really. They did.)

Years ago, I caught an episode of Dr. Phil. On it, he was talking to an overweight woman who was talking about yet another diet that proved to be unsuccessful. She listed off all the healthy foods that she was eating and yet she fell off the diet because she gorged on some ice cream […]

Pay Off Debt Or Contribute To Emergency Fund?

Many people are often stuck, not knowing whether they should pay off their debt or contribute to their emergency fund. The short answer to this question is: DO. BOTH. NOW.
The long answer to this question: If you don’t focus on saving money for that emergency, then what happens when you are–in fact–faced with said emergency […]

Your Emergency Fund: Define “Emergency”

Any financial advisor will tell you the same thing. Be it Suze Orman, Dave Ramsey, or any expert that parades across Oprah’s couch: As your emergency fund is being built dollar-by-dollar, you need to have a clearly defined idea as to what exactly constitutes an emergency. By not doing this, you will quickly find yourself […]