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Three Ways to Bust Your Budget

When I talk to people about budgeting, the #1 complaint I hear is, “I don’t do budgets, because I can never stick to them.” Budget-busting seems to be pandemic behavior among these individuals. I am not surprised, however. Budget-busting used to be a common experience in my life, too.
1. Not Having A Budget — It […]

Other Budget Busters

Last week, I wrote about My Top 5 Budget Busters. This past week, I had been thinking about other budget busters that exist in other people’s budgets.
1. Cigarettes — I don’t smoke, but I often hear about people being a pack-a-day smokers. Assuming that a pack of cigarettes cost $5/pack. ($35.00/week; $140/month) Not computed is […]

My Top 5 Budget Busters

I have been tracking my spending again recently and I was surprised to see what my Top 5 Budget Busters were. Over the past two years, I had done a great job cutting back my daily expenses, but then I switched jobs and all the conveniences I was used to at my previous job disappeared […]

Your Financial Life is in Your Hands

A great tip to trimming your budget, eliminating debt, and focusing on saving and investing really does require you to be proactive in your financial life from the start. You can’t wait until you need to act because, many times, that will be too late.
1. Turn YOURSELF into a Monthly Expense Anyone who is […]

Debt Panic and Budget Busters

There’s been a lot of talk around the blogosphere lately about the Expensive Unplanned Event. In reading these posts, I’m reminded of a quote by Suze Orman (paraphrased): Problems don’t cause a lack of money. A lack of money causes problems.
In the past couple of days, stories of budget busters have appeared in the blogosphere. […]

December Stress

T.S. Eliot may have been right: April might be the cruelest month, but December is–hands down–the most stressful. As we walk throught the month, it’s difficult to stay above the fray. From now until January 1st, it is a high-octaine, all out sprint for over thirty days. We see an increase in social responsibilities and […]

Unemployment Sucks

I haven’t been posting lately because, well, because I don’t have much to write about. What am I doing with my extra money? What am I doing to limit my spending? What creative ways have I created to make my retirement savings grow? NONE.
Being unemployed means two things:
Spending Plummets. Few who find themselves unemployed follow […]