Archive for the ‘Your Budget’ Category

Monthly Bills: A Fair Strategy for Couples

Wednesday, June 21st, 2006

I think in this age, more and more couples are keeping their finances separate and only combining them for joint expenses. Even though I am in a relationship and we do share monthly expenses, we both make about the same amount of money. However, I was wondering what couples should ...

Goals For Your Budget

Friday, June 16th, 2006

If you've never developed a budget before, it's difficult to understand exactly how to attack it. Moving towards understanding where your money goes over the course of a span of a month or two allows you to figure out how to effectively develop a budget. Here are some helpful things ...

Budget for Gifts: Father’s Day

Friday, June 9th, 2006

Father's Day is just around the corner and when money is tight, it's always difficult to find the money to purchase any gift. I know this from personal experience! But, when I started to include gifts as a line-item in my monthly budget, I created an account specifically for gift-giving. ...

Don’t Be Afraid: Face Your Financial Fears

Friday, May 26th, 2006

My aim of writing this blog is to demystify the world of personal finance. Too many Americans are afraid to take control of our spending habits and to start saving or investing money. Rather than face our anxieties related to our individual financial situation, what do we do? We run ...

The 60% Solution by Richard Jenkins

Friday, May 26th, 2006

Many budgeting gurus out there peddle their different--and sometimes contrasting--theories on the best possible budget practices. Even though I am almost a fanatic at sticking to my monthly spending plan, Richard Jenkins' 60% Solution is a brilliant and simple approach for those of you who might not be as compulsive ...

Budget For Gifts

Tuesday, May 9th, 2006

When developing a monthly spending plan and trying to nail down that budget, many people often forget to list "gifts" as a line item in their budget. The reality is that, come December, many people are going to spend--and overspend--because they didn't take the previous twelve months planning for Christmas ...

Starting a Savings Plan

Monday, April 24th, 2006

Months ago when I was trying to get out from under what little debt I had, I was trying to find a plan of action to follow to get my spending under control. Here we are, almost a year later, and I have been able to do it. Unfortunately, I ...