ING and HSBC gave out money to people who signed up with them. This is happening at Revolution Money Exchange, too. Sign up and get $25.
So, there is a new company that they are trying to roll out. Actually, they have been trying to roll out this company for a long time. It’s called Revolution Money Exchange. They are trying to position themselves as a viable alternative to paypal. Regardless, if you sign up with them you get $25.

Easy. Google them. The company was founded by Steve Case from AOL and is supported by an FDIC insured bank. Please follow this link to the right to get your money!

Thanks. I also have other “sign-up” to receive $25 offers from other reputable banks, too, if you are interested in making more easy money. There’s no obligation with this. It’s incredible.

P.S. You can get an extra $10 for each friend that YOU sign up too!

Impossible to discover the validity of this, but I bet that too many people who are serious about eliminating their credit card and consumer debts abandon the process because they’re overwhelmed at this prospect. It’s true, facing the extent of your debt can be a daunting idea.

But you’ll never climb out from under the oppressive weight if you don’t do it.

MAKE A LIST

Again, the Gurus all agree that you need to compile an exhaustive list of all your debts if you are serious about eliminating debt (although, as you’ll see later, they arrive at different ways to eliminate it).

So…write it down! Write down you car loan, a decade old loan to your parents, your credit card debts, school loans. Everything is written down. To the penny.

You may feel depressed or overwhelmed once you’ve completed this step. But remember, if you read Dante’s Inferno in high school, you remember that you have to climb down into the pits of Hell before you can reach the heights of Heaven.

IT’S WRITTEN DOWN. NOW WHAT?

This is where the Gurus disagree. Many financial planners will want you to not only write down how much debt you owe, but the interest rate your being charged on the debt. According to his plan, you will order the debt from the most expensive to the least expensive amounts. Maintaining minimum payments, you will work on paying off the most expensive debts first before concentrating on the cheaper debts. (Dave Bach and Jean Chatzky support a version of this form of debt elimination.)

Dave Ramsey, on the other hand, takes a more “touchy feely” approach to debt reduction. He calls it the Debt Snowball. Dave suggests that you order your debt from the smallest amounts to the largest amounts. Again, you will make the minimum monthly payments on all your debts while you are working on your snowball. The trick with Ramsey’s approach is that you make you actually create a snowball effect (i.e. all the money that you were throwing at a debt you just eliminated, now gets thrown to the next amount that needs to be eliminated and so on and so on and so on until, theoretically, you can pay off your last debts with large sums of money).

STAY FOCUSED

Above all, it is important to stay focused. Reducing your debt takes focus. Debt elimination takes years. There will be bumps in the road on your path to financial freedom. Instead of abandoning your goals when a setback occurs, it is crucial that you take a deep breath, refocus your efforts and work through them. Setbacks will occur. Maintaining your focus on eliminating debt will guarantee that all your hard work will pay off.

While there are many different ways to pay off your debts, the fact remains that you have to know where you are financially. Only then can you develop a successful plan of action.

Anyway, the reader posted the following comment:

I was a huge fan (of ING) too, until I tried to withdraw money. I have been depositing money for three years with this bank. Then last night for the first time I tried to withdraw money. Sure enough, transaction denied.

So here’s the story I get today, apparently three years ago they sent two small transactions to my bank. I confirmed the amount of these transactions, but my wife did not, and as she is a joint account holder, I cannot withdraw money.

If this is their policy than so be it, what I don’t understand is how come every time I log into the website, I don’t get a big red message saying your account is not authorized for withdrawals.

There are really only two things you do at a bank, put money in and take money out. ING seems to be good at the first, but not so good at the latter. You would think that an online bank, with all of the skepticism about online banking, would know better! Unless of course their ultimate goal is to never give me my money back, which for all I know is true!”

Heed the warning! Follow-up on financial matters. The reader had neglected to follow-up on those two small deposits that were made to his wife’s bank account. Years later, he ran into problems when trying to withdraw his money.